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As a young adult, you may think that consumer advice does not apply to you.

Surprisingly though, teenage spending represents a large portion of our state and national economy.

Please fill in as many fields as honestly as you can to start chatting straight away, if you have never visited our chatrooms before then simply leave the "Nickserv Password" field blank. If you want to chat about incest or bestiality then please find another chat provider.

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Buying a Car: It is always exciting when you have your license and have acquired just enough money to buy your own car.

But because this is often a first major purchase for teens, as well as the first time buying a car, car dealers can take advantage of your vulnerability.

I can't say if I would be a pleaser because I have only been with one man in my life.

I am just looking for someone to chat with and what ever comes after that.

Teenagers can be susceptible to consumer fraud because they do not have a lot of experience in the financial world.

It's important then that teens should prepare themselves to make major decisions involving money and consumer transactions.

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